Brokora AI Mortgage Assistant
For Canadian mortgage brokers

The file is ready. The decisions are still yours.

Brokora gathers your clients' documents from Finmo, email and WhatsApp into the client folder in your cloud storage — OneDrive or Google Drive — and connects to your CRM and the other tools you already use during setup.

Then it checks the file against what the deal actually requires, fills the commitment, drafts one email to every borrower on the file asking for what is still outstanding, and leaves the signing package in your DocuSign drafts.

Everything is prepared. Nothing is sent, signed or decided without you.

01

Documents collected and checked

Against what this deal type requires: what is missing and what has aged out.

02

The package filled

Commitment, disclosure and broker consent, completed from the lender's own latest copy. Questions only the client can answer — like whether they're a first-time buyer — are left for the client.

03

The signing package assembled

Waiting in your DocuSign drafts — every borrower at their own email address, all signing at the same time.

04

The client written to

One draft in your own mailbox, addressed to every borrower, asking for what is still outstanding.

Brokora prepares. You decide, and you press send.

The paperwork end of a file

Everything between the application and the signature.

One program, installed once. There is no cheaper version with half of this taken out.

Collects from everywhere

Finmo, your email and WhatsApp — the three places documents actually arrive — plus your CRM, connected during setup. Found even when a surname is spelled wrong. Everything lands in the client folder in your cloud storage, OneDrive or Google Drive.

Turns phone photos into proper PDFs

Photographs, screenshots, scans, JPEGs. Converted, properly named, and the pages of one document joined into a single file. Several documents sent as one file are split apart; two different documents are never joined.

Files into your own folders

Your cloud storage, your structure, your naming. Documents for another property go to that property's own folder. Your CRM and the other tools you already use are connected during setup. Anything you saved by hand is left exactly where you put it.

Reads and audits

What's missing and what has aged out, for each borrower, measured against what this deal type actually requires — the freshness window on a paystub, a letter of employment, a bank statement.

Writes to the client

One email to every borrower on the file, drafted in your own mailbox: what's still outstanding, and for what you already have, a note that there's no need to send it again. Signed the way you sign. You read it and press Send.

Tracks the lender

Outstanding conditions, kept current. Nothing is marked satisfied until the lender removes it. When the lender issues a new version of the commitment, Brokora works from the newest one.

Fills the package

Commitment, disclosure and broker consent, completed from the lender's own latest copy. Signing dates are today's. Questions only the client can answer are left for the client. Solicitor details come from your own records or from our directories for Manitoba and Alberta, refreshed every month.

Builds the PAD

Off the void cheque: the account holders' names, the bank, the transit with its leading zero, the account, and the branch address — from the cheque or, if it isn't printed there, from our branch directory. The phone is the account holder's own.

Assembles the signing package

Waiting in your DocuSign drafts, every borrower at their own address, all signing at the same time.

Checks its own work

Every package is checked field by field before you see it. One field out of place and it stops.

Takes instructions in your words

Type "lawyer — leave blank; bi-weekly, accelerated" against a deal and it uses that next time it assembles the package.

A morning summary for every deal

What's ready, what's waiting on the client or the lender, and where your decision is needed.

What the filing looks like

One deal folder after the program has been through it, searched so that files from several subfolders show at once.

0. Wick & Perkins - DEMO-F000009
— □ ×
OneDrive › Active Files › 0. Wick & Perkins - DEMO-F000009
NewSortViewGroup by: Folder
0. Wick & Perkins
ID
Income
DP
Property
Signing
Other Properties
NameFolderDate modified
John - Passport HK382914 - Canada.pdfID15/10 06:12
Helen - PR Card 1842-9930 - Canada.pdfID15/10 06:12
2026-09-30 - John - Paystub Continental Hotel Group.pdfIncome15/10 06:12
2026-09-15 - John - Paystub Continental Hotel Group.pdfIncome15/10 06:12
2026-09-02 - John - LOE Continental Hotel Group.pdfIncome15/10 06:11
2025 - John - T4 Continental Hotel Group (employment income $96,480.00).pdfIncome15/10 06:11
2026-09-26 - Helen - Paystub Bowery Logistics Inc.pdfIncome15/10 06:11
2025 - Helen - NOA.pdfIncome15/10 06:11
RBC 4471 John 1 Jul - 30 Sep 2026 - end $48,210.55.pdfDP15/10 06:10
TD 8820 Helen 1 Jul - 30 Sep 2026 - end $31,004.18.pdfDP15/10 06:10
88 Bayview Ridge SE - OTP 2026-09-12.pdfProperty15/10 06:10
John - Void Cheque 4471 - RBC.pdfSigning15/10 06:09
John - Commitment 3018842 - MERIX.pdfSigning15/10 06:09
23 items

One deal folder, searched. Every name here was written by Brokora. The duplicate upload was dropped. Client names here are invented. Your clients' real files stay in your own folders — we never receive a copy.

MERIXHome TrustTDRFA— plus the Centum disclosure, the Lendwise consent and the FCT request

Forms already mapped field by field from blank originals — including the three editions TD sends of the same commitment. A form Brokora hasn't seen before can be added too: you approve the first filled copy.

Thursday evening

The lender replied at 6:52. Acceptance is Monday.

Your assistant left at four and, under every reasonable reading of employment practice, is not yours to call.

The lender's commitment arrives with four outstanding conditions. You open Brokora and press "Collect now".
Brokora works from the newest version of that commitment the lender produced — not a forwarded copy sitting in someone's downloads.
Commitment, disclosure and broker consent are filled. Signing dates are today's; questions only the client can answer are left for the client.
The PAD is built from the void cheque; the branch address comes from the cheque or the branch directory.
Every value is read back from the finished pages. One field out of place, and the package would stop here.
The signing package waits in your DocuSign drafts, every borrower at their own address.
The deal card reads: ready, four conditions outstanding, acceptance Monday, one decision for you.
You check the pages and press Send. The file moved on a Thursday night — and your evening is still yours.
Where the line is

Four things it will never do.

These are not settings you can switch on. They are built into the program, because you are the one holding the licence.

Send an email

Every message is written as a draft in your own mailbox. The send button is yours. There is no code in the program that sends mail.

Sign anything

Envelopes stay in Drafts. No signature and no approval on your behalf, ever.

Delete or move your files

It only adds. Anything you saved by hand stays untouched, under the name you gave it.

File a document it isn't sure about

When Brokora can't tell whose document something is, it asks you before filing it.

Brokora has a screen for what it can't do yet.

Most software hides its gaps. Brokora has a section in its own window called "Not in the program yet", and whatever it cannot handle for your brokerage is listed there, in plain words, where you look every morning.

So you always know what's covered — before a live file depends on it.

What Brokora can't do

Make coffee. Flirt with the underwriter. Send emails behind your back — on principle. Delete your files — also on principle.

The rest of the deal paperwork? That's on Brokora.

Where it lives

On your computer. Bought once, not rented.

This is a program we build for you and install, not a login to a platform of ours. That decides where your clients' documents sit.

Where it runs
Your computer
Your email, your cloud storage, your DocuSign, and the other tools we connect during setup. Your clients' documents never reach a server of ours. To read a document, Brokora sends its text only to Claude, made by Anthropic — under your own Claude account, with model training switched off during setup.
What you pay
A one-time licence
A one-time build and installation. The licence is yours for good — no rent for using what you bought.
Support
First year included
Lenders redesign their forms and other systems change. For the first twelve months, keeping Brokora current is on us. After that, an optional support plan keeps your lender forms and directories up to date. Without it, Brokora keeps working on its last version — and when a lender changes a form, it stops and tells you rather than filling it wrong.
What's yours
A licence to run it
Yours for as long as you like on your own machine. Not to resell, copy or pass to another brokerage.
Why it isn't sold off a shelf

Roughly a quarter of it is written for you alone.

No two brokers run a file the same way — different mailbox, different folder names, different lenders, different wording your clients already expect from you.

What already exists

Developed with a working brokerage

Brokora was developed over six months together with a working Canadian brokerage — Investsure Financial Inc. in Winnipeg — on its real deals and its knowledge of the work: the document rules, the freshness windows, the lender form maps, the checks that stop a bad package. Nearly three hundred working rules, gathered from everyday practice. You are not funding an experiment.

What we build for you

Fitted to your desk, not an average one

  • Your folder structure and naming, exactly as you already use it
  • Your email and your signing account, and your CRM connected as a module built at setup
  • Your lenders' forms, and the firm forms for your province, mapped from blank originals
  • Your client emails in your own wording and signature
  • Your way of deciding things, written in as rules the program follows
Questions brokers ask

Straight answers.

What does it cost?

A single figure, quoted on the call once we have seen how you work — how many lenders need mapping, how many people will use it, how tidy your folders are today. We don't publish a number because the honest one depends on those answers.

For scale: it is a one-time cost, materially less than a year of an assistant. The first year of support is included; after that, a support plan is your choice.

I already have an assistant. Is this a replacement?

That's your call. Brokora takes over the filing, the checking and the paperwork, so your assistant can spend the day on what you hired a person for — preparing complete files with you and keeping your deals moving.

Where do my clients' documents actually live?

In the client folder in your own cloud storage — your OneDrive or your Google Drive, in the folder structure you already use. We hold no copies. Brokora sends text only to Claude, made by Anthropic, under your own account — and during setup we switch off model training, so your clients' documents are never used to train AI.

What happens if a document is hard to read?

Some documents can't be read with confidence — a scan of a scan, a statement with the holder's name cut off. Brokora puts those on a review list with a note instead of filing them. When it can't tell whose document something is, it asks.

How long from signing to running?

A few weeks, most of it us mapping your lenders' forms and your folder conventions. You're needed for one setup call of about three hours.

What if you disappear?

Nothing immediate. Your licence is perpetual: Brokora keeps running on your computer even if it never reaches our server again. What would stop is new updates for lender forms and directories.

Which lenders does it know?

MERIX, Home Trust, TD and RFA are mapped field by field today, along with the Centum disclosure, the Lendwise consent and the FCT request. A form Brokora hasn't seen before can be added too: you approve the first filled copy. Bring the blank forms you use most.

Twenty minutes, on a real deal.

We walk a deal through the program in front of you — collected, checked, package filled, envelope in drafts — and you say where your own files would differ. Nothing of yours is touched; the program runs on your machine only once it is installed.

Book a walkthrough
hello@brokora.ai